Would An Offset Mortgage Work For You?
Our offset mortgage calculator will show you how offsetting savings could reduce the total interest due on your mortgage and how much money can be saved when comparing an offset mortgage with a standard mortgage.
An offset mortgage allows you to use savings to reduce the amount of mortgage interest you're charged over the term of your mortgage. Read our guide to offset mortgages for further information alongside our offset mortgage calculator to work out whether an offset mortgage could be the right option for you.
Offset Mortgage Calculator
1 Enter your current or expected mortgage amount and term
2 Enter the details of your savings, both current and any monthly amount you plan to add. Enter How long you want to compare your offset vs a standard mortgage. It is best to compare over the product period i.e 2 years if you are looking at a 2 year tracker rate for example.
3 Enter the interest rate and any fees payable for a standard mortgage
3 Enter the interest rate and any fees payable for an offset mortgage